Your Local Mortgage Advisor Serving in the North Bay & California


C: 707.953.1232
F: 707.540.6236

Julie Kay
Mortgage Advisor
MLO #237931

Many clients have relied on the professional service of Julie Kay and Pinnacle Capital Mortgage for real estate financing. Since 1992, Julie Kay has remained focused on delivering highly competitive financing for the first time home-buyer to the multi-million dollar investor. With the utmost attention to personal service Julie Kay has built a strong reputation as an outstanding Loan Officer, serving the lending needs of real estate professionals, individual homebuyers and investors. 

Julie and her staff offer expertise in every area of mortgage lending…from purchase and refinance to FHA/VA and Conventional. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. 

You can rely on Julie Kay & Pinnacle Capitol Mortgage to deliver financial solutions with integrity. With over 25 years of experience, and twenty-five offices to serve you, her mission is to identify her clients’ needs, manage the lending process and exceed expectations.  


Here's what some of Julie's clients say:

I could not be more happy, for all the hard work Julie did for me through this period.
— Robert P.
Julie is awesome! She works very hard and would never think twice about going that extra mile for you in order to get things done. Now that’s “knock your socks off” customer service. I highly recommend her for all your home loan needs.
— Willy C.