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Black Metal

Benicia Branch

920 First Street #205,  Benicia, CA 94510

Licensed for California Mortgages  | Serving Marin, Sonoma & Solano Counties

707-334-5045  |  Monday - Friday, By Appointment Only

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WELCOME!

Have you dreamed of owning a piece of property you can call your own? At Pinnacle Home Loans, we’re in the business of turning those dreams into reality. As a provider of mortgages in the Greater Bay Area, we work to present our clients with property loans tailored to your unique needs, and we’d love to add you to our list of satisfied customers.

A dedicated Loan Officer is Your Advocate in the Mortgage Process.

A great loan officer does more than crunch numbers—they guide you through one of life’s biggest financial decisions with clarity and care. From finding the right loan program to navigating paperwork and deadlines, your loan officer is your personal expert and trusted partner. At Pinnacle, our loan officers take the time to understand your goals, answer your questions, and make the process smooth from start to finish—so you can move forward with confidence.

OUR REVIEWS

Justin L. - for Tim Steele

Tim was immensely knowledge of the mortgage / home buying process and was able to provide high-quality advice (along with talking us off the ledge a few times) thorughout the process as well as being readily available at all hours of the day and week. While navigating the Bay Area housing market as a first time home buyer feels daunting, we could not have done it without Tim's guidance.

Tim Steele

Tim Steele

Branch Manager

NMLS #265660 | Licensed in CA

Have you dreamed of owning a piece of property you can call your own? At Pinnacle Home Loans, we’re in the business of turning those dreams into reality. As a provider of mortgages in the Greater Bay Area and throughout CA, we work to present our clients with property loans tailored to your unique needs, and we’d love to add you to our list of satisfied customers - over 850 and counting!

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Guillermo Chavez

Guillermo Chavez

Loan Officer

NMLS #240246 | Licensed in CA

've been a mortgage loan officer for about 24 years. I enjoy helping our community reach their goals in the purchase process and refinancing, which can be a challenging and stressful process. However, I do my best to ensure a smooth transaction, providing a good experience throughout the process and offering support after closing, addressing most of their questions related to insurance, taxes, rates, refinancing, selling, and investments. 

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Nicholas Ridge

Nick Ridge

Loan Officer

NMLS #1103322 | Licensed in CA

I take the time to fully understand my clients' needs and go above and beyond to make sure they get the best rates/terms while guaranteeing that my team and I provide the best communication in the industry.

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LeslieSing

Leslie Sing

Loan Officer

NMLS #244002 | Licensed in CA

My journey in the mortgage industry started almost 20 years ago, when I worked as an office assistant for a large Solano County mortgage company. In that position, I helped Loan Officers and Processors with many tasks related to getting a loan to the finish line. Since my first job after high school, I have always worked in a customer service position and being a Loan Officer is all about serving my client in the best way possible.

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Patricia Vasquez

Patricia Vasquez

Loan Officer Assistant

I look forward to helping your loan process run smoothly!

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Photo credit: MARELBU

OUR BRANCH VISION

Empowering People, Strengthening Communities

At Pinnacle Home Loans, your voice matters. We value diverse perspectives and believe that fostering an inclusive, supportive environment leads to greater strength and growth—not just in business, but in our families and communities.
Just as every loan is unique, so is every individual, and we are committed to making a meaningful impact by embracing diversity, encouraging collaboration, and giving back to the communities we serve.

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LOCAL EVENTS

Realtor Partner Seminars, Lunch and learn trainings, local disc golf tournament sponsorships, fundraisers for multiple non-profit organizations (Vallejo Waterfront Weekend, Girl Scouts, etc)

JOIN OUR TEAM!

At Pinnacle, we believe exceptional service starts with empowering exceptional people. As a loan officer here, you’ll enjoy the freedom to build lasting client relationships—without the pressure of chasing volume. We provide modern tools, personalized marketing support, and a collaborative culture that values ethics, service, and long-term success. If you're passionate about helping clients achieve their goals and want to be part of a team that prioritizes quality over quotas, Pinnacle is the place to grow your career.

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