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Black Metal

Colorado Branch

1301 Arapahoe St. Suite 105, Golden, CO 80401

Licensed for Colorado Mortgages  |  Serving all Colorado Counties

970-471-4916  |  Monday - Friday, By Appointment Only

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WELCOME!

At Pinnacle Home Loans, we’re your local experts for all things mortgage. Located right here in Golden, Colorado, we understand the needs and dreams of our community. Let us help make your homeownership journey smooth and stress-free. Reach out today to start your mortgage application or schedule a free consultation!

A dedicated Loan Officer is Your Advocate in the Mortgage Process.

A great loan officer does more than crunch numbers—they guide you through one of life’s biggest financial decisions with clarity and care. From finding the right loan program to navigating paperwork and deadlines, your loan officer is your personal expert and trusted partner. At Pinnacle, our loan officers take the time to understand your goals, answer your questions, and make the process smooth from start to finish—so you can move forward with confidence.

OUR REVIEWS

Zuser - for Andrew Wachter

Drew made the whole process go so much easier than expected. He is very easy to work with and enjoyable also. My husband and I would highly recommend Drew at EverBank. He did our loan for two houses and I will use them on my next home again. My real estate agent for our house was also very impressed with Drew.

Andrew Wachter

Andrew Wachter

Branch Manager

NMLS #403821 | Licensed in CO, MN, MT & UT

I look forward to helping you with your home mortgage needs and goals.

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Tony Scarpero

Tony Scarpero

Loan Officer

NMLS #892427 | Licensed in AL, CO, FL & GA

Expert problem finder and solver in complex home financing scenarios.

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April Ramker

April Ramker

Loan Officer

NMLS #1011609 | Licensed in CO

I look forward to working with you!

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Scott Bessette

Scott Bessette

Loan Officer

NMLS #270428 | Licensed in CO

I've been serving Steamboat Springs and clients from all over the country for over 30 years. I'm a seasoned mortgage loan officer dedicated to helping clients navigate the home financing process with confidence and ease.

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OUR BRANCH VISION

Empowering People, Strengthening Communities

At Pinnacle Home Loans, your voice matters. We value diverse perspectives and believe that fostering an inclusive, supportive environment leads to greater strength and growth—not just in business, but in our families and communities.
Just as every loan is unique, so is every individual, and we are committed to making a meaningful impact by embracing diversity, encouraging collaboration, and giving back to the communities we serve.

JOIN OUR TEAM!

At Pinnacle, we believe exceptional service starts with empowering exceptional people. As a loan officer here, you’ll enjoy the freedom to build lasting client relationships—without the pressure of chasing volume. We provide modern tools, personalized marketing support, and a collaborative culture that values ethics, service, and long-term success. If you're passionate about helping clients achieve their goals and want to be part of a team that prioritizes quality over quotas, Pinnacle is the place to grow your career.

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